We were recently contacted by Tom P. who informed us that he was including The TMJ Association (TMJA), in his financial planning. Tom wrote the following for us to share with our readers:
It was great to talk to you yesterday. I have used the resources of The TMJ Association for at least 20 years and it has been my main source for unbiased information and networking since I came down with TMD in 1984. You have helped me avoid more mistakes in my treatment and management of this widespread malady and I take much comfort in knowing you are vigorously seeking research that might lead to much better treatments! I am amazed that you have done so much with a very low budget. I found out recently that I can donate at this time some or all of my IRA retirement assets to your organization upon my passing and you are currently a named T.O.D. beneficiary. I think this is the best way I can help society and save estate taxes. I hope many others will consider this option to possibly maximize the good from one's estate. Keep up the great work!
Tom P., Euless, Texas
Gifting to The TMJ Association
This communication prompted us to ask you to consider including the TMJ Association in your financial planning. Below are a number of ways you can help:
Consider a planned gift to The TMJ Association. Planned giving takes into careful consideration both your family's financial needs and your personal charitable goals, allowing you to leave a portion of your assets to The TMJ Association in your will, trust, beneficiary designation in your retirement accounts, insurance contract or planned gift arrangement.
Simply name the TMJ Association as a beneficiary of a sum of money, or a percentage of your estate in your will or living trust. This revocable gift allows you the flexibility to revise your wishes over time as life circumstances change.
Sample Bequest Language
Life insurance is a low-cost, simple way to make a significant planned gift. Do you have a life insurance policy that you no longer need now that your children out of college and on their own? Name The TMJ Association as a partial, contingent, full beneficiary or even the owner of your policy.
Designate The TMJ Association as a full or partial beneficiary of your qualified retirement plan (IRA, 401(k), 403(b)) using a beneficiary form.
The above information is not intended as legal or tax advice. For such advice please consult an attorney or tax advisor. Examples are for hypothetical purposes only and are subject to change.